The best way to INSTANTLY Delete Adverse Objects on a Credit score Report
This month’s Credit Repair Tip of the Month is a super simple hack that most people never do, but which could have a HUGE impact on their credit scores if they did!
But before I venture into that, if you want to know more about disputing techniques and even want to get certified in disputing (all for less than it would cost to get your family to McDonalds) go to www.creditherochallenge.com Take part in our Credit Hero Challenge today!
OK. Let’s dive in.
Did you know that when you sit down at a bank, dealer, or credit union, or anywhere else, and the loan officer or lender puts your personal information on the application, this information goes right on your credit report?
Yes, that’s where it comes from.
Your name, address, social circle, date of birth and employment information will be added to your report exactly as they were entered.
This means that if the person entering it misspells your name, or enters the wrong date of birth or something else, it becomes part of your permanent credit record.
Here’s why this is important.
These errors can result in your next request for credit being rejected. If the information you provided does not match the files, then it is a red flag.
When you look at this from the lender’s point of view, it is easy to see if you have loaned money to strangers and the information they provided does not match their credit report – this is a possible sign of cheating.
But that’s not all.
Not only can this prevent you from getting approved for credit, but there is also a chance it could cost you a job that you are applying for.
Employers regularly pull credit reports for a security clearance or a full review of their new hires.
This makes it all the more important to ensure that the personal information on your credit report is correct. If they don’t match the application form, some employers may take this as a red flag and go in a different direction.
In addition to making sure that all personal information is correct, there is a secret reason for removing everything but the accurate and current information.
Do you want to know the secret?
This could make a huge difference in the results you can get.
Here it is –
Negative accounts can be tied to certain personal information.
For example, you might have a collections account tied to a misspelled name. Or an old address or alias tied to a charge that you want to remove.
This means that you can remove everything except ONE name, ONE current address, ONE correct date of birth, an exact social and current employer Instant deletions and super-easy results without ever having to contest any of these.
That’s how it’s done:
When you send out your first cycle of letters, list any inconsistencies in your first letter and investigate them first. This will make your job easier and you will be more efficient as the personal information associated with the negative accounts is no longer there.
Fast. Simple. Results!
If you don’t know which letter to send and want to access our extensive letter library and letter search function, simply log into your Credit Repair Cloud account or sign up for a 30-day free trial www.creditrepaircloud.com/freetrial.
And if you’d like to open your own credit repair business, sign up for our Credit Hero Challenge, where we’ll be with you by the hand. In just a few weeks, you will be the proud owner of your own credit repair business AND will have 3 shiny new certificates to show off to your new customers! We’re starting a new challenge soon, so join today www.creditherochallenge.com.