Interfirst Mortgage Evaluation 2021 – The Easy Greenback



From Zach Wichter

Interfirst Mortgage Valuation 2021 | The simple dollar


4.3 / 5.0

SimpleScore Interfirst mortgage lender 4.3


Interfirst Mortgage Company is an online mortgage lender headquartered in Chicago, Illinois. Pre-approvals with Interfirst typically take a day, and closings typically take 45 days. Interfirst does not offer discounts to current customers, nor does it charge points, registration fees, lender fees, or other hidden fees.

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Breakdown of the Interfirst evaluation result

  • Affordability: 14.75 / 15
  • Availability: 14/15
  • Borrower’s Experience: 10/10

Advantages and disadvantages

  • Online application process
  • Fast pre-approval
  • No points or hidden fees
  • Not available in Nevada or New York
  • Doesn’t offer government insured loans such as FHA, VA, or USDA loans
  • Requires a higher credit rating to qualify
  • Doesn’t consider alternatives to traditional credit ratings, such as B. the payment history of the rent

Good for

Borrowers looking for a full online process with quick pre-approval


Interfirst Mortgage Company has been accredited by the Better Business Bureau since May 2020 and has an A + rating.

Refinancing with Interfirst

You have the option of refinancing with Homefinity, but similar to applying for a mortgage, Interfirst Mortgage Company offers refinancing options that must also be applied for online. The lender does not advertise the refinancing rates directly, but does not charge any fees for any of its loan products.

Verification methodology

To determine a mortgage lender’s SimpleScore, The Simple Dollar editorial team rates lenders on a scale of one to five stars based on a variety of factors related to the lender’s products and services. Simple Dollar’s partners compensate us, but our opinions are our own and partner relationships do not affect our ratings. Here is our full methodology.

Click here to read the rest of Interfirst’s consumer reviews.

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